You turn around a corner and face a huge cave bear.

Its monster rating is 20 times the sum of your levels. (if you have three level 1 characters, one level 2 and one level 3, the bear has MR 20x(3+2+3=8)=160).

Have regular combat. If you all die, go here.

If you win, survivors may search the bears lair or leave the Mountains. In either case your earn skill points for your weapons equal to the MR+60.